Privacy Policy — JSELF Enterprises LLC

Introduction

JSELF Enterprises LLC ("JSELF Enterprises," "we," "us," or "our"), located at 751 Johnson Rd, Kimberly, AL 35091, is committed to protecting the privacy of all individuals who visit our website and use our services. This Privacy Policy describes how we collect, use, share, and protect personal information in connection with our business funding services and this website.

By accessing our website or submitting information to us, you agree to the terms of this Privacy Policy. If you do not agree with these terms, please do not use our website or submit your personal information to us.

Information We Collect

We collect information you voluntarily provide when you submit a funding application or inquiry through our website, send us an email, or request information about our business funding products and services. The types of information we may collect include:

Identity Information: Full name, business name, title, and legal structure
Contact Information: Email address and mailing address
Financial Information: Monthly revenue ranges, time in business, and funding needs
Business Information: Industry type, operational history, and use of funds
Communications: Messages and correspondence submitted through our contact form
Technical Information: IP address, browser type, and pages visited (collected automatically through standard web logs)

How We Use Your Information

We use the personal information we collect for the following purposes:

To evaluate and process your business funding application
To communicate with you about your inquiry, application, or our services
To send marketing and promotional communications about JSELF Enterprises LLC products and services, where you have provided consent
To improve our website, services, and customer experience
To comply with legal obligations and prevent fraud
To enforce our Terms and Conditions and other legal agreements

SMS and Text Message Communications

JSELF Enterprises LLC may send SMS and MMS text messages to individuals who have expressly opted in to receive such communications. The following terms apply to our text messaging program:

SMS Program Terms

Consent: By opting in to our SMS program, you consent to receive recurring marketing and promotional SMS/MMS messages from JSELF Enterprises LLC, sent using an automated telephone dialing system (ATDS). These messages may include information about our business funding products, special offers, application updates, and company news.

Message Frequency: Message frequency varies. You may receive up to 4 messages per month.

Message and Data Rates: Message and data rates may apply. You are responsible for any charges imposed by your wireless carrier for sending and receiving text messages.

Opting Out: You may opt out of receiving SMS messages from us at any time by replying STOP to any message you receive from us. After opting out, you will receive a single confirmation message and will not receive further SMS messages unless you opt back in.

Help: Reply HELP for assistance or contact us at jeffery@jself-enterprises.com.

Consent is NOT a condition of purchase. You are not required to consent to receive SMS messages to apply for or receive business funding from JSELF Enterprises LLC.

Sharing of Personal Information

We value your privacy and are committed to handling your personal information responsibly. No mobile information will be shared with third parties or affiliates for marketing or promotional purposes.

We may share your information only in the following limited circumstances:

Service Providers: With trusted third-party service providers who assist us in operating our website and conducting our business (such as email delivery, hosting, or analytics), subject to confidentiality obligations. These providers are prohibited from using your data for their own marketing purposes.
Legal Requirements: When required by law, regulation, court order, or government authority, or when necessary to protect the rights, property, or safety of JSELF Enterprises LLC, our customers, or the public.
Business Transfers: In connection with a merger, acquisition, or sale of assets, your information may be transferred as part of that transaction.
With Your Consent: We may share information with third parties when you have given us explicit consent to do so.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties. Mobile opt-in data and SMS consent are kept strictly confidential and are used solely to administer our text messaging program.

Data Security

We implement reasonable administrative, technical, and physical security measures to protect your personal information from unauthorized access, disclosure, alteration, or destruction. However, no method of internet transmission or electronic storage is 100% secure, and we cannot guarantee absolute security.

Data Retention

We retain personal information for as long as necessary to fulfill the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law. When information is no longer needed, we securely delete or anonymize it.

Your Rights

Depending on your location and applicable law, you may have certain rights regarding your personal information, including the right to access, correct, or delete your personal information, the right to opt out of marketing communications, and the right to withdraw consent where processing is based on consent. To exercise any of these rights, please contact us at jeffery@jself-enterprises.com.

Cookies and Tracking Technologies

Our website may use standard web technologies such as cookies and server logs to improve site functionality and analyze traffic patterns. These technologies collect general information about how visitors use our site but do not collect personally identifiable information unless you voluntarily provide it. You may configure your browser to refuse cookies, though doing so may limit certain website features.

Third-Party Links

Our website may contain links to third-party websites. We are not responsible for the privacy practices of those sites and encourage you to review their privacy policies before submitting any personal information.

Children's Privacy

Our website and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from minors. If we become aware that we have collected personal information from a person under 18 without parental consent, we will take steps to delete that information promptly.

Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or applicable law. When we make material changes, we will update the "Last Updated" date at the top of this page. We encourage you to review this policy periodically. Your continued use of our website following any changes constitutes acceptance of the updated policy.

Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or our privacy practices, please contact us:

JSELF Enterprises LLC
751 Johnson Rd
Kimberly, AL 35091
Email: jeffery@jself-enterprises.com